Do you know the definition of a “for-profit” organization and how it differs from a non-profit organization? I have a degree in economics and a duty, so I will say that their goals are different. We will talk about this further.
I'd like to start a little bit from afar. Retail... uffff, how much blood they have drunk from each of us, regardless of whether you are a customer or an employee. Aggressive sales only in the early 2010“s were considered bad form and were banned with the loud title ”regulations“. That's it... the good times are over and now this ”virus" has seeped into all spheres, although, it would seem, services... and there you have to sell products, persuade to purchase new services. Yes, sales are everywhere.
If you allow me, I have one more important question for you. Despite the fact that you are currently profitably linked to microfinance organizations, do you think this is normal in light of the undereducation and “poverty” of people. Including layoffs and lack of jobs, which makes people resort to the services of these organizations. And it's clearly bondage.
This is not the first time I have heard something like this. In fact, this question was the reason for writing this post. I thought about it for a moment, although the answer instantly matured in my mind... I wanted to make an analogy, a comparison.
“How dumb they are” and “Too many dumb people” were not uncommon dialogues. And yes, natural selection has completely disappeared. No thinking, less doing and... “amoebic” began to dominate Homo sapiens, turning him into Homo habilis. It hurts me almost physically from what has been done to the language, because it's already lazy to speak, I'm not even talking about writing. Try to keep the thought of this paragraph in your head.
Now I will give an answer to the question that was voiced above: “do you think it's normal”? Yes! At its core, this is commerce, the purpose of which is to maximize profit. And commercialism, by the way, permeates everything! Absolutely everything! Our “free” medicine too.... for a minute there are agreements and contracts with pharmacies, if you do not go deep into this blackness. Yes, because in any Euroset you will be “tricked” with insurance, add-ons, promotions and so on. They will persuade you, deceive you with “obligatory” conditions and... you will go home “happy”. OPSOS will put up a contract in secret from you to the existing ones. The grocery chain guy will sell a “freshly made” product with three times the “updated” expiration date... No? Isn't that considered something bad?
We didn't even know about “slavery” until 2013, if you answer to the phrase “And it's clearly bondage”. OPSOS forced us to use their services on their terms, because we would have had to change the number, thinking about changing the operator. What happens at the ICC? Yes, a loan seeker looking for a 2000₽ loan for a month is hardly promising as a person of high spiritual and moral values. Again, with the caveat of fates and life... stuff happens. Everyone has their own customer to capitalize on. Unlike network retail in the ICC do not persuade, so their customers make a considered decision on their own. And ignorance, as they say, does not exempt from responsibility. Having bought a smartphone Prestigio, in a month you will return to Euroset and start to resent that you lack this or that resource... So it is with MCC, when you see the amount of interest payment, grab your head.
All this, in my opinion, is rather for the benefit of society and the individual... It is something that teaches and motivates to develop and become stronger. Some people forget, like a bad dream, about ICCs and turn to banks. Others - to buy devices with long-term software support. Use what nature has given you, train, study, learn, learn, try! Approach any business wisely!